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FREE FREELANCER TOOL

Price your work.
Know your numbers.

Understand your Upwork fees, calculate your take-home earnings and price your services with confidence.

Free to use No sign-up required PDF export
THE CALCULATOR

Make every number count.

Choose what you want to calculate, enter your figures and get a clear breakdown.

01 / CONTRACT

Start with your contract amount.

Enter the amount your client is paying you before deductions.

Your figures stay in this browser. We don't store your calculations.
YOUR ESTIMATE

Here's what you keep.

$80.88Estimated amount received
Client contract amount$100.00
Service fee (15%)−$15.00
Nigeria VAT (7.5% of service fee)−$1.13
Earnings before withdrawal$83.87
Withdrawal fee−$2.99
Total deductions−$19.12
Estimated payout$80.88
Currency selection changes the calculation's currency format; it does not perform live foreign-exchange conversion. Enter all amounts, including the withdrawal fee, in the selected currency.
KNOW WHAT YOU'RE PAYING

Understand every deduction.

Pricing well starts with understanding where your money goes. Here are the charges in this calculator and where to verify them.

01

Freelancer service fee

Upwork deducts a freelancer service fee from your earnings. The rate can range from 0% to 15% depending on the contract. Your exact rate is shown before you submit a proposal or accept an offer, and is fixed once the contract begins.

Read Upwork's service fee guide
02

Nigeria VAT on the service fee

Upwork says Nigeria's 7.5% VAT applies to services it provides, including the Freelancer Service Fee. In this calculator, VAT is calculated on the service fee amount, not on the entire contract value. Your tax treatment may differ if your tax residence is elsewhere.

Read Upwork's Nigeria VAT guide
03

Withdrawal fee

A withdrawal fee may be charged when you transfer your available Upwork earnings. The amount depends on the withdrawal method and may change. The $2.99 starting value is based on the transaction screenshot supplied for this tool, not a universal Upwork fee. Check your own withdrawal method and transaction details.

Read Upwork's payment and withdrawal guide
BUILD YOUR FREELANCE CAREER

Better pricing is a business skill.

Learn how to build a stronger Upwork profile, write better proposals and grow your freelance business.

Explore FTHS courses